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With Penny Safe

Mutual Funds, FDs, Bonds & More — expert-backed investments, tailored for your goals.

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What we offer

Solutions tailored for every life stage

Solutions for your great
Retired life

Create corpus for your golden phase. Live all your dreams to the fullest with an effective financial plan.

Solutions for securing
Your Child's Future

Gift your children a bright & secure future. Build a strong financial portfolio so they can fly.

Wealth Solutions for
Your life's important goals

Achieve complete financial success by investing in income-generating assets that compound over time.

Calculators

Invest in industry-top performing schemes

Run the numbers before you commit. Each calculator opens with real defaults.

SIP Calculator

See how much wealth you'd build by saving systematically every month.

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Human Life Value

Estimate the financial worth of your earning years.

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Retirement Needs

Plan how much corpus you need to retire on your terms.

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Combo Calculator

Compare FD vs mutual fund returns side-by-side over your tenure.

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SIP Mart

Start a SIP that compounds while you sleep

Pick a fund, set your monthly amount, choose a tenure. Our SIP planner shows your projected corpus, total invested, and expected returns — all in one screen.

Monthly investment
₹5,000+
Period
1–40 yrs
Expected return
Up to 15%
Open SIP Mart →How to start a SIP
Mutual fund growth
Mutual Funds 101

Know more about Mutual Funds

More and more people are choosing mutual funds as their investment vehicle. From fixed deposits and real estate to professionally-managed funds, learn why mutual funds are a smart choice for long-term wealth.

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Mutual Fund Picks

Top-performing schemes, sorted by category

Browse equity, debt, and hybrid funds. Compare returns over 1Y, 3Y, and 5Y with lumpsum and SIP simulations side-by-side.

EQUITY
High growth, longer horizon
DEBT
Stable returns, lower risk
HYBRID
Best of both worlds
Browse Schemes →
Financial Services

Our range of financial services

Mutual Funds

Get future-ready by investing in mutual funds — professionally managed for long-term goals.

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Health Insurance

Protect yourself and your family from rising medical costs with comprehensive coverage.

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Corporate Deposits

Interest-bearing bank products offered to corporate banking clients and institutions.

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Wealth Management

Grow your assets with interest-bearing bank products structured for corporate clients.

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Retirement Plans

Retirement and pension coverage with plans that match your timeline.

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Our Partners

Trusted by leading fund houses

Knowledge Center

Learn before you invest

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Mutual Funds
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What is ELSS
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Liquid Fund
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SIP
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Equity Fund
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